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Risk Profile Assessment

Risk Profile Assessment

The statements below are designed to help you decide which risk profile describes you best.
Note that the risk profile you choose at outset is completely flexible and can be changed at any time.

Risk profile: Conservative

    • I do not expect to see my investment reduce in value
    • I like very low risk even though the potential returns might be conservative
    • I will be happy if the value of my investment keeps pace with inflation

Risk profile: Cautious

    • I will be happy with 10% return when equity markets are up by 50%, and expect a loss of 10% when markets are down 50%
    • I like low risk even though the potential returns might be conservative
    • In the medium to long-term I would like to see my portfolio average a return of 4-6%

Risk profile: Balanced

    • I will be happy with 15% return when equity markets are up by 50%, and expect a loss of 15% when markets are down 50%
    • I will accept medium risk to get medium returns
    • In the medium to long-term I would like to see my portfolio average a return of 6-8%

Risk profile: Growth

    • I will be happy with 30% return when equity markets are up by 50%, and expect a loss of 30% when markets are down 50%
    • I will accept high risk to get potentially high returns
    • In the medium to long-term I would like to see my portfolio average a return of 8-10%

Risk profile: Growth plus

    • I want to follow the equity markets both on the upside and the downside.
    • I will accept higher risk to get potentially higher returns
    • In the medium to long-term I would like to see my portfolio average a return of 10+%